...so i wont even mention it as something you shouldn't do.
That's like saying, "If you don't know what's wrong, I won't tell you." ...So... why even post anything?
The link above gives a the primary factors (insufficient clothing), and some others: underequipped, and leaving gear behind, and then a list of secondary factors.
What else would you add to the primary or secondary list?
A list would help us all try to remember when we venture out.